Loan options
Investor financing in seven states, and home loans for Virginia properties. Rockhouse Mortgage compares wholesale lender programs rather than originating a single in-house product.
Available in VA, WV, MD, NC, SC, PA, and GA
Investor loans
Business-purpose loans on non-owner-occupied investment property. Outside Virginia, this is the only lending we offer.
DSCR loans (long-term rentals)
Property cash-flow qualification for 1-4 unit rentals.
View program →
DSCR short-term rentals
Airbnb and vacation-rental DSCR programs.
View program →
Virginia DSCR cash-out
Access equity in Virginia investment properties.
View program →
5-10 unit DSCR
Small multifamily DSCR programs.
View program →
Fix and flip
Purchase and rehab financing for investment properties.
View program →
Bridge loans
Short-term capital between acquisition, refinance, or sale.
View program →
Ground-up construction
Build-to-rent and spec construction for investors.
View program →
Land loans
Vacant land. Personal-use land is Virginia only.
View program →
Available for Virginia properties
Home loans
Owner-occupied mortgages and related consumer products for Virginia. Fixed-rate and adjustable-rate options with a range of terms.
Conventional and FHA
Conventional loans with low down payment options for qualified buyers. FHA loans with flexible credit guidelines and low down payment options.
View program →
VA loans
No down payment required for eligible borrowers.
View program →
USDA loans
Rural housing loans for eligible Virginia properties.
View program →
Jumbo loans
Financing above the conforming limit.
View program →
Non-QM
Bank statement, P&L, 1099, asset depletion, ITIN, and non-warrantable condos.
View program →
Construction and renovation
One-time-close construction, FHA 203(k), and renovation loans.
View program →
Home equity
HELOC and fixed-rate home equity loans that leave the first mortgage in place.
View program →
Down payment assistance
Grants, forgivable seconds, and repayable seconds, depending on the program.
View program →
Loan programs, rates, fees, terms, and eligibility requirements are subject to change without notice. All loans are subject to credit, income, asset, property, and underwriting approval. This information is for educational purposes only and is not a commitment to lend.
Rockhouse Mortgage, LLC · NMLS #2469785 · Harry Hager, NMLS #647108 · Licensed by the Virginia Bureau of Financial Institutions · Outside Virginia, business-purpose investment property loans only · Equal Housing Opportunity