Loan Options
We offer a wide variety of loan products tailored to meet your unique needs. Whether you're a first-time homebuyer, a veteran, self-employed, or an investor, we have the perfect financing solution for you.
Traditional Loans
Conventional, FHA, and VA loan options for primary residences.
- Conventional loans with down payment as low as 3%
- FHA loans with down payment as low as 3.5%
- VA loans with no down payment required
- Competitive interest rates across all options
- Flexible terms (15 or 30 years)
- No mortgage insurance with 20% down on conventional
- More lenient credit requirements for FHA
- Special benefits for veterans with VA loans
Investor Loan Programs
Specialized financing for real estate investors who want to buy rental properties to hold or properties that they can fix and flip.
- Alternative documentation options
- Flexible income verification
- Higher loan amounts available
- Customizable terms and conditions
- Investment property financing
- Portfolio loan options
- Streamlined application process
- Multiple property financing
Self-Employed Borrower Loan Programs
Specialized mortgage solutions for self-employed individuals and business owners.
- Bank statement loans
- Profit and loss statement loans
- Flexible income documentation
- No W-2 requirement
- Business bank account verification
- Seasoned asset utilization
- Custom underwriting approach
- Fast approval process
Home Equity Solutions
Access your home's equity through loans or lines of credit.
- Home Equity Loans with fixed rates
- Home Equity Lines of Credit (HELOC)
- Flexible draw periods
- Competitive interest rates
- No closing costs on some options
- Tax-deductible interest
- Multiple repayment options
- Quick approval process
Down Payment Assistance Programs
Special programs to help make homeownership more accessible.
- Grants for qualified borrowers
- Forgivable second mortgages
- Low-interest second loans
- First-time homebuyer programs
- State and local assistance options
- Seller contribution programs
- Non-profit organization partnerships
- Flexible repayment terms