Available in VA, WV, MD, NC, SC, PA, and GA
Investor loans
For real estate investors financing rentals, flips, bridges, construction, and land — not a house they will live in.
Outside Virginia, Rockhouse Mortgage arranges business-purpose loans on non-owner-occupied investment property only.
Loan programs
DSCR loans for long-term rentals
Qualify 1-4 unit rentals primarily on property cash flow. Up to 80% LTV on purchases.
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DSCR loans for short-term rentals
Airbnb and vacation-rental DSCR programs, including income-method differences from long-term rentals.
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Virginia DSCR cash-out refinance
Access equity in Virginia investment properties using rental cash flow.
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5-10 unit DSCR
Small multifamily DSCR programs between 1-4 unit residential and commercial multifamily.
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Fix and flip
Purchase and rehab financing up to 90% of purchase and 100% of rehab, subject to after-repair value limits.
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Bridge loans
Short-term capital between an acquisition, a refinance, or a sale.
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Ground-up construction
Build-to-rent and spec construction for investment properties.
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Land loans
Vacant land purchase and refinance. Personal-use land is Virginia only.
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Investor loans by state
Virginia
Investor and, separately, consumer home loans.
West Virginia
Business-purpose investment property loans only.
Maryland
Business-purpose investment property loans only.
North Carolina
Business-purpose investment property loans only.
South Carolina
Business-purpose investment property loans only.
Pennsylvania
Business-purpose investment property loans only.
Georgia
Business-purpose investment property loans only.
Compare investor programs for a specific deal
Bring the property, the strategy, and how you plan to exit or hold.
Loan programs, rates, fees, terms, and eligibility requirements are subject to change without notice. All loans are subject to credit, income, asset, property, and underwriting approval. This information is for educational purposes only and is not a commitment to lend.
Rockhouse Mortgage, LLC · NMLS #2469785 · Harry Hager, NMLS #647108 · Licensed by the Virginia Bureau of Financial Institutions · Outside Virginia, business-purpose investment property loans only · Equal Housing Opportunity