West Virginia Investment Property Loans

Rockhouse Mortgage specializes in providing investor-only loans (fix & flip and rental loans) for real estate investors throughout West Virginia.

Investment property financing only. In West Virginia, Rockhouse Mortgage arranges business-purpose loans secured by non-owner-occupied investment property, such as DSCR, fix-and-flip, bridge and construction loans. We do not offer loans for primary residences or second homes in West Virginia. Consumer mortgage lending is available in Virginia only.

Fix & Flip Loans for West Virginia Properties

Fast approval and flexible terms to fund your West Virginia renovation projects. We understand the unique challenges of the Mountain State real estate market and provide financing solutions that work for your timeline and budget.

  • Fast, experience-based approvals
  • Up to 90% of purchase price and up to 100% of rehab costs, subject to after-repair value limits
  • Renovation budget included in loan
  • Qualify on the deal and your experience, not your tax returns
  • Flexible terms up to 12 months
  • Closings built around your contract timeline

Fix & Flip Financing

Purchase / rehabUp to 90% of purchase / 100% of rehab, subject to ARV
ApprovalFast, experience-based
ClosingBuilt around your contract timeline
Renovation BudgetIncluded

Rental Property Loans

Maximum LTV80%
DSCR OptionsAvailable
Portfolio LendingYes
Cash Flow AnalysisIncluded

Rental Property Loans for West Virginia Investors

Build your rental property portfolio in West Virginia with competitive rates and flexible terms. Our DSCR loan options are perfect for both short-term and long-term rental strategies.

  • Competitive interest rates
  • DSCR loan options available
  • Portfolio lending programs
  • Long-term financing options
  • Cash flow analysis support
  • Up to 80% LTV for qualified properties

Serving West Virginia Investors

We provide investor loan services throughout the Mountain State

Charleston
Morgantown
Huntington
Parkersburg
Wheeling
Martinsburg
Beckley
Fairmont
Clarksburg
Morgantown
Lewisburg
Buckhannon
Keyser
Ripley
Summersville
Elkins
Princeton
Oak Hill
Hurricane
Cross Lanes
South Charleston
Dunbar
Nitro
St. Albans

Don't see your area? We serve all of West Virginia! Contact us to discuss your specific location.

Why Choose Rockhouse for Your West Virginia Investments?

Fast Processing

Fast, experience-based approvals for investor files in this market.

Flexible Terms

Customized loan terms that work with your investment strategy and timeline.

Competitive Rates

Access to multiple wholesale lenders for investor files in this market.

Local Expertise

Deep knowledge of West Virginia real estate markets and investment opportunities.

Ready to Fund Your West Virginia Investment?

Whether you're flipping houses in Charleston or building a rental portfolio in Morgantown, we have the financing solutions you need.