Today's Mortgage Rates
Current rates for Northern Virginia homebuyers and refinancers
Current Rates
Based on $400,000 loan amount, 30-year fixed rate
| Loan Type | Rate | APR | Points | Monthly Payment | Trend |
|---|---|---|---|---|---|
VA Loans For veterans and active military | 6.125% | 6.245% | 0.0 | $1,218 | |
FHA Loans Low down payment option | 6.375% | 6.512% | 0.0 | $1,248 | |
Conventional Loans Standard 20% down payment | 6.500% | 6.625% | 0.0 | $1,264 | |
Non-QM Loans Flexible qualification | 7.250% | 7.375% | 0.0 | $1,364 | — |
Investment Properties For real estate investors | 7.500% | 7.625% | 0.0 | $1,398 | — |
What Affects Your Rate?
Several factors influence the mortgage rate you qualify for
Credit Score
Your credit score can significantly impact the rate you receive.
Down Payment Amount
Your down payment amount can significantly impact the rate you receive.
Loan Amount
Your loan amount can significantly impact the rate you receive.
Property Type
Your property type can significantly impact the rate you receive.
Occupancy Type
Your occupancy type can significantly impact the rate you receive.
Debt-to-Income Ratio
Your debt-to-income ratio can significantly impact the rate you receive.
Get Your Personalized Rate Quote
Rates vary based on your specific situation. Contact us for a custom quote.
*Rates shown are for informational purposes only and are subject to change without notice. Actual rates may vary based on credit score, down payment, loan amount, and other factors. Contact us for a personalized rate quote. APR includes the interest rate and other loan costs.