Available for Virginia properties
Home loans
For buyers and homeowners financing a Virginia primary residence or eligible second home.
Consumer mortgage lending is available in Virginia only. Outside Virginia, Rockhouse Mortgage arranges business-purpose loans on non-owner-occupied investment property only.
Loan programs
Conventional and FHA
Low down payment options for qualified buyers, with flexible FHA credit guidelines.
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VA loans
No down payment required for eligible veterans, service members, and surviving spouses.
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USDA loans
Rural housing loans for eligible Virginia properties and borrowers.
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Jumbo loans
Financing when the loan amount is above the conforming limit for the property location.
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Non-QM
Bank statement, P&L, 1099, asset depletion, ITIN, and non-warrantable condo programs.
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Construction and renovation
One-time-close construction, FHA 203(k), and renovation loans for homes you will occupy.
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Home equity
HELOC and fixed-rate home equity loans that leave your first mortgage in place.
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Down payment assistance
Grants, forgivable seconds, and repayable seconds that can pair with FHA, conventional, or USDA.
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Land loans
Vacant land purchase and refinance. Personal-use land purchases are Virginia only.
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Compare Virginia home-loan options
Start with how you are paid, the property, and whether this is a purchase or a refinance.
Loan programs, rates, fees, terms, and eligibility requirements are subject to change without notice. All loans are subject to credit, income, asset, property, and underwriting approval. This information is for educational purposes only and is not a commitment to lend.
Rockhouse Mortgage, LLC · NMLS #2469785 · Harry Hager, NMLS #647108 · Licensed by the Virginia Bureau of Financial Institutions · Outside Virginia, business-purpose investment property loans only · Equal Housing Opportunity