VA Loans in Leesburg, VA

Zero down payment loans for veterans and active military

Honoring those who serve our country

VA Loan Benefits

VA loans offer unique advantages for veterans and active military personnel

Zero Down Payment

No down payment required for qualified veterans and active military

No PMI

No private mortgage insurance required, saving you money monthly

Competitive Rates

VA loans typically offer lower interest rates than conventional loans

Flexible Credit

More lenient credit requirements compared to other loan types

VA Loan Requirements

What you need to qualify for a VA loan

Certificate of Eligibility (COE)
Minimum credit score of 580 (varies by lender)
Stable income and employment
Property must meet VA appraisal standards
VA funding fee (can be financed into loan)
Primary residence requirement

VA Loan Process

Simple steps to get your VA loan approved

1

Get Pre-Approved

Quick pre-approval to know your buying power

2

Find Your Home

Work with a realtor to find your perfect home

3

VA Appraisal

VA appraisal ensures property meets standards

4

Close & Move In

Close on your new home and start enjoying it

Ready to Use Your VA Benefits?

Get started with your VA loan application today

VA Loan FAQ

Who is eligible for a VA loan?

Veterans, active-duty service members, National Guard members, and reservists who meet service requirements are eligible for VA loans.

What is the VA funding fee?

The VA funding fee is a one-time fee that helps offset the cost of the VA loan program. It can be financed into the loan amount.

Can I use a VA loan for an investment property?

VA loans are intended for primary residences only. You cannot use a VA loan to purchase an investment property.

What credit score do I need for a VA loan?

While the VA doesn't set a minimum credit score, most lenders require a score of 580 or higher for VA loans.