Case Studies

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OTC ConstructionOwner-OccupiedConstructionVA

One-Time-Close Construction in Loudoun County, VA

Single-close construction loan simplified a custom build.

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$690,000

Loan Amount

30 days

Clear-to-Close

Loudoun County, Virginia

Location

Construction

Property Type

From Dirt to Doorstep: One-Time-Close in Loudoun County

Builder approvals and draw timing were the keys.

The Challenges

  • Builder approval + docs
  • Budget control and contingency planning

The Playbook

  1. Approved builder up front and reviewed contract
  2. Single appraisal with cost breakdown; set contingency reserve
  3. Clear draw schedule and inspection plan
  4. Coordinated permits/title to lock closing date

Outcome

  • One closing, one appraisal
  • Smooth draw cadence with minimal delays
  • Move-in on target

Coach's Tips

  • Use builders comfortable with lender draws
  • Don't skimp on contingency
  • Keep change orders lean

Download PDF: One-Time-Close Construction in Loudoun County, VA

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