Case Studies

Real success stories from our clients. See how we've helped investors and homeowners achieve their financing goals across Virginia, West Virginia, Maryland, and beyond.

ITINOwner-OccupiedFirst-Time BuyerVA

ITIN Mortgage in Virginia: Family Buys in Woodbridge With 10% Down

Coordinated docs, counseling, and early underwriting to close on time.

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$378,000

Loan Amount

30 days

Clear-to-Close

Virginia

Location

Single Family

Property Type

ITIN Home Purchase in Woodbridge, VA

Two earners with limited US credit; bilingual support; holiday-week appraisal.

The Challenges

  • Limited US credit history
  • Need for bilingual support
  • Appraisal scheduling over a holiday week

The Playbook

  1. Confirmed eligibility + any counseling requirements day one
  2. Built a clean income/assets file; translated key docs
  3. Scheduled appraisal early; coordinated with AMC to hold contract date
  4. Cleared title name variations quickly

Outcome

  • On-time closing
  • Family moved in before school
  • Budget stayed intact (no rate quoted)

Coach's Tips

  • Start document collection early
  • Keep a log of gift funds and sources
  • Ask about overlays—requirements vary by lender

Download PDF: ITIN Mortgage in Virginia: Family Buys in Woodbridge With 10% Down

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