Case Studies
Real success stories from our clients. See how we've helped investors and homeowners achieve their financing goals across Virginia, West Virginia, Maryland, and beyond.
DSCR in Greenville, SC: 4 Units, DSCR 1.15, Cleared in 21 Days
Market rent underwriting, solid reserves, and a clean close.
Download PDFLoan Amount
Clear-to-Close
Location
Property Type
DSCR Success in Greenville, SC: 4-Unit Purchase
Seasoned investor, tight inspection window, mixed rent comps. CTC in 21 days.
The Challenges
- Tight inspection timeline
- Mixed rent comps
- Large business deposits to paper-trail for reserves
The Playbook
- Ordered appraisal day one with 1007 + 216 rent schedule
- Used market rent to support DSCR while leases matured
- Documented 12 months reserves across two accounts
- Cleared title and insurance in parallel to preserve timeline
Outcome
- Clear-to-close in 18 days; closed on day 21
- Borrower retained ~$40k for light renovations
- Ready for future portfolio refi (no rate quoted)
Coach's Tips
- Pull rent comps early—don't wait for the appraisal
- Paper-trail large deposits
- Plan for reserves; DSCR is smoother with strong assets
Download PDF: DSCR in Greenville, SC: 4 Units, DSCR 1.15, Cleared in 21 Days
Enter your information below to get instant access to the PDF version of this case study.
By downloading, you agree to receive communications from Rockhouse Mortgage about mortgage services and resources.
Ready to Start Your Journey?
Get a quick pre-check to see if you qualify for similar loan programs
What You'll Get:
- Instant pre-qualification assessment
- Personalized loan recommendations
- No impact to your credit score
Ready to Create Your Success Story?
Join our clients who have achieved their financing goals. We'll coach you before you order the appraisal.
Free consultation • No obligation • Expert guidance